FCS8-130: Talking to Kids about Drugs

Alex Elswick | Apr. 6, 2023 (New)

The "drug talk" may be one of the most uncomfortable yet important conversations a caregiver will have with a child. The conversation is important because of the long-term implications for the child's health, development, and future, but it is uncomfortable because most caregivers have not received meaningful guidance on how to have this dialogue. Fortunately, new research has shed light on how to talk to kids about drugs.

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FCS8-129: Naloxone

Alex Elswick | Apr. 6, 2023 (New)

Overdose deaths surpassed car accidents in 2016 as the leading cause of preventable death in the United States. In 2021, the U.S. experienced more than 100,000 overdoses. That is twice the capacity of most major college football stadiums, and every single overdose is preventable. While research shows that there are many ways to reduce overdoses and overdose deaths, the most effective is access to naloxone.

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FCS8-126: Medications for Opioid Use Disorder

Alex Elswick, Amanda Falin-Bennett, Michelle Lofwall | Nov. 9, 2022 (New)

The opioid epidemic has ravaged communities across the United States. In two decades, the United States has experienced around 900,000 overdose deaths. In many ways, the so-called opioid epidemic may be better understood as an overdose epidemic.

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FCS8-125: Addiction 101

Alex Elswick | Oct. 27, 2022 (Minor Revision)

Addiction to drugs or alcohol is one of the most complex, baffling, and heartbreaking conditions in the world. Most people know at least one significant person in their lives who has been affected. In fact, about one in eight people will be addicted to drugs or alcohol at some point. And while this statistic shows how common addiction really is, many of us lack a clear understanding of addiction.

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FCS5-480: Transferring Cherished Possessions: What is Fair?

Nichole Huff | Aug. 15, 2022 (New)

As any parent, grandparent, or caregiver has experienced, the exclamation "But that's not fair!" has likely been voiced in your family on occasion. Similar sentiments also can be expressed when an estate is settled. This may happen if the will isn't clear or if it leaves the court or executor in charge of determining fairness. To avoid this, you will want to distribute your belongings in a way that minimizes potential conflict among your heirs.

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FCS5-481: Transferring Cherished Possessions: Who Gets What?

Nichole Huff | Aug. 15, 2022 (New)

Estate planning can be a complicated process, especially when considering how to transfer personal property to people who will want and care for it after your death. The task of sorting through a lifetime of belongings can be overwhelming. It's natural to feel a range of emotions or to procrastinate on the task to protect yourself from feelings that may surface. You also may be worried about treating all heirs fairly and not hurting anyone's feelings as you make difficult decisions. Being mindful of family dynamics while estate planning requires you to delicately balance financial, emotional, and psychological considerations.

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FCS5-479: Transferring Cherished Possessions: Where Do I Start?

Nichole Huff | Aug. 15, 2022 (New)

Look around your home. You may have a table passed down to you from a grandparent or a well-worn baseball glove from an uncle. You may own sentimental jewelry, a treasured collection of keepsakes, or an antique that has been in your family for years. Have you ever wondered how you came to inherit these items? Were they given to you directly by a loved one, or did you receive them when the estate was settled after that person's death? Cherished possessions can provide a sense of comfort while grieving the passing of loved ones and can represent a continuation of their legacy for those who inherit the items.

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FCS5-482: Transferring Cherished Possessions: How Can We Communicate Without Conflict?

Nichole Huff | Aug. 15, 2022 (New)

Discussing estate planning details with loved ones can be challenging. Depending on the family dynamics at play, these conversations may be emotional or even stressful if you're managing conflict or strained relationships. Developing a clear plan to distribute your belongings, as well as learning communication strategies to use while estate planning, can ease the process for everyone involved.

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FCS5-465: Estate Planning Part 8: Planning Your Digital Estate

Alex Elswick, Nichole Huff | Apr. 7, 2022 (Revised)

With so much vital information stored online, the nature of estate planning has changed. Although you may still have many important documents in paper format, it is likely that much of your financial documents are digitized. It may seem obvious that important digital information such as online bank accounts should be addressed in estate planning, but other kinds of digital assets such as social media accounts, text messages, or even pictures stored in the cloud may have sentimental value for your loved ones. Email accounts and online retail accounts may house critical personal information that you may wish securely kept. Unfortunately, planning for these kinds of assets is typically neglected by individuals and their advisors. In order to ensure the safety and security of this kind of digital information, you will want to create a digital estate plan.

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FCS3-632: Making the Most of Meals While Traveling

Nichole Huff, Sally Mineer, Heather Norman-Burgdolf | Mar. 3, 2022 (New)

For many, planning your next travel adventure can be just as enjoyable as the trip itself. It is fun to daydream about where you will stay, how you will get there, and what you will do when you arrive--but what about the food you plan to eat during your travels? Research suggests meals and other food items can make up 25% of your travel budget. We look for deals and steals where we stay; however, we can also be strategic in planning, preparing, and purchasing food on vacation to ensure we still have exciting, nutritious, and cost-conscious meals. Food, like lodging and transportation, is a nonnegotiable vacation expense because you must get to your destination, have a place to sleep each night, and have food to eat each day. Saving money on meals leaves extra cash available for making memories or perhaps, extending the length of your vacation.