FCS5-422: Estate Planning Part 2: Your Records and Personal Information

Nichole Huff | Apr. 7, 2022 (Revised)

Before you see an estate planning professional, do your homework. It will save you time and money if you prepare your legal documents ahead of time, and when your estate is settled. Take time now to put your estate planning information together in three-ring notebooks or folders. Clearly label everything, and let your family or executor know where to find the information at the time of your death. Keeping this information together will also make it easier for you to review it on a regular basis.

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FCS5-425: Estate Planning Part 5: Wills and Probate in Kentucky

Nichole Huff | Apr. 7, 2022 (Revised)

Unless you have made other provisions, such as a trust, your will is the way to make certain that your property is transferred or disposed of according to your wishes. Your will is also the document that allows you to designate who will be responsible for seeing that your wishes are carried out. This person is known as the executor of your estate. If you fail to make a will or some other legal document for the transfer of your property, Kentucky law will determine how your assets are transferred.

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FCS5-436: Estate Planning Part 9: How to Settle an Estate

Nichole Huff | Apr. 7, 2022 (Revised)

There are only three basic steps to settling an estate. But working on each step requires time and patience. Settling an estate is done in these three steps: 1. File a petition to probate the will and appoint the executor or fiduciary. 2. File an inventory of the estate. 3. Submit a final accounting of the estate's affairs.

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FCS5-428: Estate Planning Part 10: A Glossary of Terms

Nichole Huff | Apr. 7, 2022 (Revised)

A glossary of estate planning terms.

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FCS5-423: Estate Planning Part 3: Selecting Your Team

Nichole Huff | Apr. 7, 2022 (Revised)

Attorneys who specialize in estate planning are the most likely legal professionals to be up-to-date on state and federal laws related to wills, trusts, and taxes. Choose one with estate planning experience to help assure that your plans are carried out correctly. If you are considering establishing a trust, choose an attorney who also has experience in writing trusts.

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FCS5-427: Estate Planning Part 7: Federal and State Estate Taxes

Nichole Huff | Apr. 7, 2022 (Revised)

When a person dies, the value of his or her estate is subject to federal estate taxes. Estate taxes must be paid before the executor can transfer ownership of the property to the heirs. A professional accountant or attorney who specializes in estate planning can help you calculate your potential estate tax.

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FCS5-420: Estate Planning Part 1: Getting Started

Nichole Huff | Apr. 7, 2022 (Revised)

Many people fail to make plans to transfer their property and possessions at the time of their death. Some people think such plans are only for the rich. Other people think that they can plan for the transfer later and then never take time to do it. Some people think they do not need estate planning and that everything will be all right for their families when they die.

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FCS5-424: Estate Planning Part 4: Financial Planners

Nichole Huff | Apr. 7, 2022 (Revised)

The term financial planner is appearing with increasing frequency in advertisements (including unsolicited mail and social media) and news articles. The alphabet soup of financial planning credentials may lead you to believe that someone is a financial planner when in fact he or she is not. Some people who call themselves financial planners are nothing more than salespeople for stocks, tax shelters, insurance, and other investments and have no special training in financial planning. It is important to do your research before hiring someone to advise you financially, or to allocate or invest your financial assets.

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FCS3-632: Making the Most of Meals While Traveling

Nichole Huff, Sally Mineer, Heather Norman-Burgdolf | Mar. 3, 2022 (New)

For many, planning your next travel adventure can be just as enjoyable as the trip itself. It is fun to daydream about where you will stay, how you will get there, and what you will do when you arrive--but what about the food you plan to eat during your travels? Research suggests meals and other food items can make up 25% of your travel budget. We look for deals and steals where we stay; however, we can also be strategic in planning, preparing, and purchasing food on vacation to ensure we still have exciting, nutritious, and cost-conscious meals. Food, like lodging and transportation, is a nonnegotiable vacation expense because you must get to your destination, have a place to sleep each night, and have food to eat each day. Saving money on meals leaves extra cash available for making memories or perhaps, extending the length of your vacation.

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FCS3-631: 2020-2025 U.S. Dietary Guidelines for Americans

Courtney Luecking, Janet Tietyen-Mullins, Lucy Valdez, Jackie Walters | Oct. 14, 2021 (New)

Each five years, law requires the U.S. Department of Agriculture and the U.S. Department of Health and Human Services to review the latest science and update advice on what Americans should eat and drink. The Dietary Guidelines for Americans are designed to provide current dietary advice to promote health, help reduce risk of chronic disease, and meet nutritional needs across the lifespan. The guidelines also serve as a foundation for federal food, nutrition, and health policies and programs like the National School Lunch Program and the Supplemental Nutrition Assistance Program (SNAP), to reduce hunger and increase food security through access to healthy, affordable food.